Loan Comparison Calculator

Compare two Australian home loan offers side by side — upfront fees, introductory and ongoing rates, monthly repayments, and total cost over the life of the loan.

Loan details you're comparing on
$
years
Loan A
$
$
% p.a.
mths
% p.a.
Loan B
$
$
% p.a.
mths
% p.a.
Results

Loan B saves you $0

Over the full 30-year term, compared to Loan A.

Loan ALoan B
Initial repayment / mth
Repayment after intro / mth
Total cost over term
Indicative comparison rate*
Chart
Cumulative amount saved

*Comparison rate is indicative only, calculated on the loan amount and term entered above using the total cost of the loan (fees plus interest) discounted against the amount advanced net of upfront fees. It is not the standardised ASIC comparison rate, which is calculated on a $150,000 loan over 25 years and may be higher or lower depending on your actual loan amount and term. This calculator is a guide only and doesn't constitute financial advice — check figures with your lender before deciding.