Estimate how much you may be able to borrow, based on your income, expenses, and existing commitments — using the interest-rate buffer and credit-card assumptions Australian lenders typically apply.
You can borrow up to $0
Assessed at your rate plus a 3.00% serviceability buffer, over 30 years.
| Monthly repayment | $0.00 |
| Fortnightly repayment | $0.00 |
| Weekly repayment | $0.00 |
| Net monthly surplus (assessed) | $0.00 |
This is an indicative estimate only. Net income is approximated from Australian resident income-tax brackets plus the Medicare levy (2024–25 rates), doesn't account for HECS/HELP, offsets, or the Medicare levy surcharge. Credit card limits are assumed to carry a 3.8% monthly repayment obligation and the borrowing estimate applies a 3% interest-rate serviceability buffer, both common lender assumptions — actual lending criteria vary by institution. This isn't financial advice; speak to a lender or broker for a formal assessment.
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Finance Core is a credit representative 543362 of LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192
The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only
